Chapter 13 Bankruptcy Attorney in College Park

Providing Debt Solutions in Stockbridge, College Park & Atlanta

If you are not eligible to file for Chapter 7, you may be able to file for Chapter 13. Considered as a reorganization plan, Chapter 13 bankruptcy consolidates your debts into a much more manageable repayment plan. Our College Park bankruptcy lawyers at The Bankruptcy Law Group LLC can help you determine if you are eligible for Chapter 13 bankruptcy. Once we confirm your eligibility, we can meet with creditors to ensure that your interests and rights are protected.

What You Need to Know About Filing

• While it takes longer than the Chapter 7 bankruptcy process, Chapter 13 bankruptcy is just as effective
• You pay back creditors through a repayment plan of monthly installments
• Your lawyer can help you negotiate a fair repayment plan

How to File for Chapter 13 Bankruptcy

For guidance with any of the steps below, reach out to The Bankruptcy Law Group LLC. Our bankruptcy lawyers are ready to help analyze your debt and determine if this option is right for you.

To begin filing for Chapter 13, you must:

1. Collect any documents relating to your assets, debts, or income such as copies of credit reports, tax returns from the last 4 years, bank statements, etc.
2. Take inventory of the property you own. Some of your assets may be exempt from bankruptcy laws!
3. Analyze your debt and determine what type of debt it is (credit card debt, medical bills, etc.)

I Analyzed My Debt. What Comes Next?

After you have analyzed your debts and have determined that filing for Chapter 13 is best for your financial situation, you must complete the first credit counseling course approved by the Department of Justice.

A fee may be applicable, but it may be waived if you are eligible:

1. Complete the bankruptcy forms.
2. File for Chapter 13 bankruptcy and pay the filing fee. This cannot be waived.
3. Send documents to the bankruptcy trustee.
4. Attend the 341 Meeting of Creditors and the confirmation hearing.
5. Keep up with the repayment plan

When you are finished repaying your debt, you will need to complete a second debtor education course before receiving a discharge of your debt.

Reasons To Choose Our Firm

• We provide free bankruptcy consultations
• We have an extensive track record of success
• We are available around the clock to our clients
• We are backed by over 15 years of experience
• We prioritize the satisfaction of each of our clients
• We also prepare our clients for life after bankruptcy.

Emergency, Weekend & Evening Appointments Available

We realize that many of our clients are busy, often juggling multiple jobs to provide for their loved ones. To better serve our clients, we offer late evening and weekend appointments to accommodate their schedules. Because the need for trustworthy counsel could arise at any moment, we also offer emergency legal services to our clients. Our clients are our top priority, which is why we treat them with the utmost respect and professionalism.

Speak with our College Park Chapter 13 Attorneys!

As soon as you reach out to us for help, our legal team will carefully assess your financial circumstances to determine how you should proceed. We can take care of all the details and paperwork so you don't have to feel overwhelmed by the process. Our firm proudly serves clients near College Park, Stockbridge, Newnan, and the surrounding Atlanta area.

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