You do not need to come to the office to file, we can speak with you via video app ZOOM or by phone call. Please don’t hesitate to call us if you have any questions!
Rome Bankruptcy Begin Your Journey Towards Financial Freedom

Rome Bankruptcy Lawyers

Our Trusted Attorneys Are Here to Guide You

As the county seat of Floyd County, Rome is home to tens of thousands of people. Each year, many people are drawn here by the thriving arts community, the quaint historic downtown area, or the beautiful landscape of the Appalachian Mountains. Indeed, Rome, GA, is a wonderful place to call home.

But what do you do when your idyllic life is threatened by financial insecurity? Whether you're facing mounting debts or home foreclosure, financial problems can cause immense stress and anxiety. In these difficult situations, bankruptcy may be a worthwhile option to consider.

At The Bankruptcy Law Group LLC, we understand what you're going through, and our bankruptcy attorneys are ready to help. With over 15 years of experience assisting clients in seeking financial relief, we have the knowledge and experience you're looking for.

To learn more about bankruptcy and whether it is a viable option for your situation, call (770) 766-5004 or message us online and schedule your free consultation today.

Understanding Bankruptcy

Bankruptcy is a legal process designed to help individuals and businesses eliminate or repay their debts under the protection of the bankruptcy court. For individuals overwhelmed by insurmountable debt, declaring bankruptcy can provide a fresh start and a pathway to financial stability.

The two most common types of bankruptcy available to individuals are Chapter 7 and Chapter 13:

  • Chapter 7 Bankruptcy: Often referred to as "liquidation" or "straight bankruptcy," Chapter 7 allows for the discharge of most unsecured debts. This type involves liquidating non-exempt assets to pay off creditors. It's suited for individuals with limited income who cannot pay back their debts.
  • Chapter 13 Bankruptcy: Sometimes referred to as "wage earner's bankruptcy," Chapter 13 involves creating a repayment plan to pay back all or part of the individual's debts, typically over three to five years. This option is ideal for individuals with a regular income and who do not qualify for Chapter 7.

To determine which type of bankruptcy filing you are eligible for, you will have to undergo a means test. Essentially, the means test compares your income to the median income for a household of your size in your state; if your income is below this median, you may qualify for Chapter 7. If not, you might still be eligible for Chapter 13 bankruptcy.

Why File for Bankruptcy?

Although filing for bankruptcy can be intimidating, it's often a viable strategy for dealing with unmanageable debt. By filing for bankruptcy, you may be able to halt foreclosure on your home, stop wage garnishment, and end harassing calls from creditors.

Though not required, working with an attorney during a bankruptcy filing is strongly recommended. An experienced attorney like ours can offer many benefits, including:

  • Informed guidance from someone well-versed in bankruptcy law
  • Assistance in collecting documentation and filing your paperwork
  • Legal representation when negotiating with creditors and in bankruptcy court
  • Help in avoiding common bankruptcy pitfalls.

At The Bankruptcy Law Group LLC, Our Rome bankruptcy lawyers are highly experienced in bankruptcy law and can help you identify a path forward that prioritizes your best interests and financial recovery. We pride ourselves on our extensive track record of success and our client-first approach. Our firm offers free consultations to all prospective clients. We can even accommodate you with weekend and evening appointments, as well as provide emergency legal services when timely counsel is paramount.

Don't let your debt stand in the way of a bright future. Call our Rome bankruptcy attorneys at (770) 766-5004 or contact us online.

Rome Location: 212 Shorter Ave, Rome, GA


Why Choose The Bankruptcy Law Group LLC?

  • You Have Access to Staff Members With Counseling Backgrounds
  • We Accept ARAG and Hyatt Legal Plans
  • Our Clients Are Not Treated Like Numbers
  • We Have Over A Decade Of Experience
  • We Offer Free Bankruptcy Consultations
  • We Have Flexible Availability

You Deserve To Live Your Life Debt Free

Virtual & Teleconference Meetings Are Available In Addition To In-Person

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