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What You Should Know About Stopping Wage Garnishment


Stop wage garnishment today with a Stockbridge GA bankruptcy attorney that doesn’t let debtors push you around. One of the first lines of attack creditors use is to legally garnish it from your earnings, so learn fast how to stop wage garnishment. This not only takes food out of the mouths of your children, it may also be embarrassing as your private financial matters become known at your workplace. Yet, regardless of how it makes you feel, creditors use it because they know it's a way to get their payment. This is why you need the best bankruptcy attorney in your corner to explain your rights.

  1. The first thing you'll want to ask your bankruptcy attorney is: How much can you save if you stop wage garnishment? In Georgia, approximately 25% of an employee's gross wage is deducted and given to the creditor as until the slate is wiped clean. If there is more than one debtor collecting in this manner each debtor, in essence, waits in line. One the creditor in front of them has their bill closed with you, the next one steps up to begin the process anew. This scenario can seem endless and make surviving from one paycheck to the next all the more difficult.
  2. The next query to have answered: How can a bankruptcy stop wage garnishment? With the Automatic Stay. It was created as a means of defense on the side of the debtor in the bankruptcy process. In the event you're forced to file for either Chapter 13 or Chapter 7 bankruptcy, an automatic stay is instituted by the courts and stops collections. Not only does this stop annoying collection calls, but it also stops wage garnishments.
  3. If your wages are already being garnished, what should you do? First of all, don't panic. Remember that your Social Security benefits are safe from debtors. Other types of income are exempt as well, but only an experience bankruptcy attorney is sure to know them all. We will talk to you extensively about your case and make sure that you know all of the options available. Stop wage garnishments before they add even more strife to the hardships you face during these turbulent economic times.

With one call to the leading Stockbridge GA bankruptcy attorneys you'll feel more at ease with the bumpy road to come and sure that the one behind the wheel has your best interests at heart. People spend days choosing the right pair of shoes, that perfect bike for long mountain rides, and even what sunglasses will protect their eyes best on the beach. Why not spend just as much time, if not more, on picking something much more important - a bankruptcy attorney?

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