If you are considering filing for bankruptcy, please know that our firm,
The Bankruptcy Law Group LLC, is here to help. We know that choosing bankruptcy is not an easy decision,
but it can be much more painful to lose your home to foreclosure, your
car to repossession, and your paycheck to wage garnishment. Our team of
skilled Stockbridge bankruptcy attorneys is here to answer your questions
and discuss your options for debt relief.
Answers from Our College Park & Stockbridge Bankruptcy Lawyers
How long does bankruptcy stay on my credit report?
It depends on which type of bankruptcy you file for. Chapter 13 stays
on your credit report for 7 years, while a Chapter 7 stays on your report
for 10 years. You can still work actively to rebuild your credit during
When do creditors and bill collectors stop contacting me?
When you file for Chapter 7 or Chapter 13, an automatic stay goes into
effect that stops creditors from contacting you, which means they cannot
take any action to collect money from you. This includes foreclosure,
lawsuits, and car repossession.
Will I lose any property or assets if I file?
It depends on your situation, but most people do get to keep their major
assets. If you file for Chapter 13, you will not lose any property or
assets. If you file for Chapter 7, most of your assets and property are
exempt, but any loss will be outweighed by the benefits of a bankruptcy
Why do I need an attorney to file for bankruptcy?
Although hiring a lawyer is not mandatory, it will greatly benefit you
and your case. The knowledge and experience our team has will help you
to choose the option that fits best for your goals and future. We will
help you put together a workable plan, deal with all the paperwork, and
negotiate with creditors for you.
Call to schedule a free consultation
with one of our two offices today:
College Park: (404) 800-7480 or Stockbridge: (770) 464-5611!